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Out of State Residents in Michigan Car Accidents

Our Michigan car accident lawyers frequently represent individuals from other states injured in Michigan car accidents.  These include clients from all over the United States, including Ohio, Illinois, Indiana, Wisconsin, Pennsylvania, and New York. Unfortunately, many times non-Michigan residents are involved in auto accidents when visiting Michigan, while either on business or while on vacation. In general, Michigan laws would apply to any accident occurring in this state.

What is Michigan No-Fault Insurance?

Every state has their own unique laws for insurance motor vehicles, minimum insurance policy limits, and the types of coverage after an auto accident.  Michigan is a no-fault insurance state, which means that every automobile is required by law to be covered by a no-fault insurance policy.  This policy provides coverage and valuable benefits to anyone injured in an auto accident.  These benefits, referred to as Personal Injury Protection (or "PIP") benefits include payment of medical expenses, lost wages, attendant care services, household services, medical mileage, home modification, and other benefits.  In the event of a fatal accident, the family members are entitled to Survivors Loss Benefits.

Almost every person injured in a Michigan car accident, motorcycle accident, truck accident, bicycle accident, or pedestrian accident, is entitled to Michigan No-Fault insurance benefits, regardless of who was as fault for the accident.  You may be entitled to these benefits even if you did not own a car or have your own auto no-fault insurance policy. 

Can I Sue the At-Fault  Driver for My Car Accident Injuries?

Yes. A person injured in an auto accident can also make a claim against the negligent driver that caused the accident.  This claim, called a third party liability claim, is completely different than a claim for PIP benefits.  Liability claims provide for compensation for pain and suffering, disability, scars and disfigurements, and other non-economic type claims.  Third party liability claims are made against the insurance company for the other driver and owner of the other vehicle.

In accident cases involving the death, the surviving family members can file a Michigan wrongful death lawsuit.  These lawsuits seek compensation for the pain and suffering of the victim from the time of accident until death, the loss of society and companionship of the surviving family members, loss of income and support, medical expenses, and funeral and burial expenses.  The are in addition to the potential Survivors Loss Benefits claims available under the No-fault insurance laws.

Can Out of State Residents Get Michigan No-Fault Insurance Benefits?

A non-Michigan resident who is injured in a Michigan auto accident while in Michigan may be able to make a claim for Michigan no-fault insurance benefits, even if they live in a state that does not have no-fault insurance benefits and their own insurance policy does not provide for these benefits.   This is a tremendous benefit for the out-of-state resident because Michigan No-Fault insurance benefits pay for wages lost from work, medical expenses, and household chores.  Most incredible, there is no limit to the amount of medical expenses paid and these benefits last for your lifetime.  For a non-resident injured in a Michigan car accident to qualify for no-fault benefits, there are several factors to consider, including:

1. Whether the person was driving their own car, and if so, whether the person's auto insurance company was certified in Michigan.

2.  Whether the person was a pedestrian; and                  

3. Whether the person was a passenger in a Michigan registered vehicle, or was a passenger in a vehicle which had auto insurance that was certified in Michigan;  

In addition to receiving no-fault benefits, a non-Michigan resident injured in a Michigan car accident may be entitled to make a claim against the at-fault driver for other money damages, including for pain and suffering damages and disfigurement.  
There are strict time limitations for filing these claims and it is important that you contact a Michigan car accident lawyer immediately if you are a non-resident and were injured in a Michigan car accident.

Who are the Best Rated Michigan Auto Accident Lawyers?

Our legal team includes the most successful car accident attorneys in Michigan. Buckfire & Buckfire, P.C. and our lawyers have won the top awards in the legal profession, including:

  • U.S. News & World Report Best Law Firmsbest michigan car accident attorneys
  • "Best Michigan Personal Injury Attorney" by American Lawyer Academy
  • Named Top 100 Trial Lawyers in Michigan
  • Honored as "Super Lawyers"
  • Top Martindale-Hubbell Rating (AV) for Skill & Integrity

Our No Fee Promise on Michigan Auto Accident Cases

You can afford to have our great team of lawyers on your side. When you choose us, it literally costs nothing to get started. We promise you in writing:

  • No money to get started
  • We pay all case costs and expenses
  • No legal fees whatsoever unless you receive a settlement
  • Phone calls are always free

Start Your Michigan Car Accident Claim

Our team of award winning lawyers will help you file your lawsuit. To get started, you can:

  1. Submit the Free Case Review Box on this page, or
  2. Call (866) 280-4722 any time of day to tell us about your case.
  3. Chat with our online specialist and an attorney will be in touch shortly.

We will listen to your story and answer your questions. If you have claim, we will start immediately.

WARNING: There are strict time deadlines for filing Michigan auto accident lawsuit claims.

Lawrence J. Buckfire
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Best Michigan personal injury lawyer winning highest settlements for injury, malpractice, & accident victims.