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AAA Insurance Arbitration Award for No-Fault Benefits

Our no-fault insurance attorneys recently received a unanimous arbitration award for a client who suffered injuries in a Michigan car accident.  She was a front seat passenger in vehicle that was struck by a negligent motorist in Gaylord, Michigan.  She suffered serious injuries in the accident, including a closed head injury which resulted in seizure disorder.  She was insured with AAA of Michigan for her no-fault insurance benefits.

The accident victim filed her Application for No-Fault Insurance Benefits with AAA Insurance in a timely manner.  She also submitted her claims for household services, medical mileage, and medical expenses to the adjuster in a timely manner, but the adjuster failed to pay the claims.  The client was not employed at the time of the accident but had several offers of employment on the table at the time and therefore we made a wage loss claim for her as she was “temporarily unemployed” under Michigan law.  As such, she qualified for three years of wage loss benefits.

We filed a lawsuit against AAA Insurance in the Wayne County Circuit Court.  The parties subsequently agreed to submit the case to binding arbitration with three appointed arbitrators.  After a hearing, the arbitration panel awarded our client $102,500 which was essentially a full recovery of all eligible benefits.  She will still receive her medical expense benefits for her lifetime.