Our Michigan car accident attorneys deal with auto insurance adjusters everyday. The lawyers of Buckfire & Buckfire P.C. find it important you know all the Michigan no-fault insurance benefits you may be entitled to when you sustain an injury in a car crash.
Michigan Wage and Income Loss No Fault Insurance Benefit
When injured in a car accident, you are entitled to receive 85% of your gross pay, including overtime, or loss of income for the first three years from the date of the accident, if you are disabled as a result of the accident. This applies to self-employment and many times to those who were not employed at the time of the accident.
To file this type of claim you submit it to the insurance adjusted assigned to your claim. You should submit your claim for wage loss benefits every thirty days, but claims for wage loss claims must be submitted within one year of the date of your disability.
Michigan Medical Bills, Prescription Costs, and Other Expenses No Fault Insurance Benefit
All Medical bills that are reasonable and necessary and related to your car accident are covered by the no-fault insurance company. There is no limit on the amount of money the no-fault insurance company must pay for. The only requirement is that the medical bills are reasonable and necessary for your care, recovery, and rehabilitation.
In-home nursing care/attendant care benefits are also included in these medical benefits for those who need attendance to their personal needs while recovering from injury. Also, case management services are included as well under these benefits. These services include coordinating with multiple doctors, scheduling doctor's appointments, finding the best medical specialists, and more.
It is highly recommended that you consult with an attorney immediately following the crash to review your car insurance policy, as for some policies have limitations such as what doctors you are allowed to see. If one were to deviate from their policy then their medical bills will not be covered.
Michigan Home Modifications and Accommodations No Fault Insurance Benefit
These benefits are received when the injured cannot comfortably live in their home due to physical limitations. Therefore, the insurance company is responsible for remodeling for items such as wider doorways and handicapped ramps.
Michigan Special Transportation No Fault Insurance Benefit
This benefit is for a van or specially equipped van or vehicle to take you to and from medical appointments, usually for someone in a wheelchair. In addition to this benefit, you may also receive reimbursement for gas mileage expenses to and from your medical appointments.
Michigan Survivor's Loss No Fault Insurance Benefit
This benefit is for those who lost the person they are financially dependent on in a car accident. Those who qualify can receive money from the no-fault insurance company for the loss of their financial support and loss of household services as well as payment for a portion of the funeral bill.
It is important to know that not everyone meets the requirements for all these benefits. Therefore, it is highly recommended to contact and consult with a lawyer immediately to find out if you are eligible for any of these benefits.
Contact a Michigan Car Accident Lawyer To Learn Your No Fault Insurance Rights
Individuals injured in a Michigan auto accident should contact the Michigan car accident lawyers of Buckfire & Buckfire, P.C. Call us at 800-606-1717. Our office will start working on your case immediately.
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