At Buckfire & Buckfire, P.C. our car accident lawyers represent clients who have suffered serious injuries after a car accident in Michigan. This includes victims of motorcycle accidents, bicycle accidents, and pedestrian accidents. The injuries suffered in a car accident are often very serious and can require extensive medical treatment, surgeries, and hospitalization that can be costly. The no-fault insurance laws are very confusing so you must learn how to get your medical expenses paid after an accident.
Michigan No-Fault Insurance & Medical Bills
Michigan is a No-Fault Insurance State which requires the auto insurance company to pay accident related medical expenses and bills. These include hospital bills, physical therapy expenses, physician bills, and prescription expenses.
Michigan law requires a victim injured in a Michigan car accident to follow these steps in order to get their medical expenses paid:
- Determine which insurance company is responsible for paying your no-fault claim
- Request an application for no-fault insurance benefits
- Submit your application for benefits
- Obtain attending physicians report
- Submit medical expenses to the insurance company within one year of the date of service
The Michigan no-fault insurance law has the most generous medical expense provision of any no-fault insurance statute in the United States. The allowable expense section of the Michigan no-fault insurance statute which provides for medical expenses is MCL 500.3107.
- Allowable expenses consisting of all reasonable charges incurred for reasonably necessary products, services and accommodations for an injured person's care, recovery, or rehabilitation. Allowable expenses within personal protection insurance coverage shall not include charges for a hospital room in excess of a reasonable and customary charge for semiprivate accommodations except if the injured person requires special or intensive care, or for funeral and burial expenses in the amount set forth in the policy which shall not be less than $1,750.00 or more than $5,000.00.
The expenses must be justified as necessary and reasonable in order to qualify for these benefits.
Contact Our Michigan Car Accident Lawyers
If you suffer injuries due to a Michigan car accident, you should contact a lawyer immediately to review your car insurance policy and see what type of medical coverage you purchased in your police.
For more information about your rights regarding Michigan No-Fault medical expenses benefits call us now at (800) 606-1717 to speak with one of our Michigan car accident lawyers about your case or simply submit this contact form and we will get back to you quickly.