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Medical Coverage Requirements For A Michigan Motorcyclist

For many Michigan motorcyclists victory was achieved as far as freedom of choice on whether or not to wear a helmet while riding. On Thursday, April 19, 2012, Governor Rick Snyder signed the Michigan motorcycle helmet law repeal (Senate Bill 291.) The new bill allows motorcyclists to choose whether to wear a helmet if they are at least 21 years of age, carry additional insurance, and have passed a motorcycle safety course or have had their motorcycle endorsement for at least two years.

 With the new helmet law in practice, our Michigan biker accident injury lawyers are finding that many bikers have similar questions regarding the required coverage, stipulations of the law, and much more, and we are here to answer your questions.

What is the Required Medical Coverage For A Michigan Motorcyclist By The New Helmet Law?

Many Michigan motorcyclists ask if the required medical coverage a Personal Injury Protection or PIP Coverage and the answer to that question is no. The medical coverage required for a Michigan biker is a specific coverage required to be purchased on your motorcycle insurance policy.

The required medical coverage cannot be considered satisfied as part of the PIP medical coverage on your auto policy or your health insurance coverage. The medical coverage required by the new helmet law is required on your motorcycle policy, as opposed to medical coverage you may have elsewhere, (i.e., on auto policy, health insurance, medicare, etc).

If you own more than one motorcycle and they are insured on different policies, it is necessary to have the required medical coverage on each individual motorcycle policy. Each motorcycle must be covered in order for a biker to ride a motorcycle without a helmet.

Motorcycle State Helmet Law Graphic

If you plan on taking a road trip this summer across state lines, you need to know the motorcycle helmet laws in the states in which you plan to travel. Helmet laws and requirements vary from state to state, so the top-rated motorcycle accident attorneysat Buckfire & Buckfire, P.C. recently created a graphic of the state helmet laws to aide bikers in their travels across United States.
The Motorcycle Helmet Laws graphic is a map of the United States, with a color key that defines the helmet laws in each state. The map is displayed on the back of biker’s black-distressed leather jacket. There are five different variations in motorcycle helmet requirements; including Free Choice (no helmet restrictions) to NO CHOICE (everyone riding a motorcycle must wear a bike helmet).  

Injured in a Michigan Motorcycle Accident

When injured in a Michigan motorcycle accident make sure to immediately call for medical help, contact the police, exchange information with the other driver(s) involved, contact your insurance company, take pictures of the accident, and call a Michigan motorcycle accident lawyer. Following these tasks will help ensure compensation for the damages done if the other driver is determined to be at-fault.

Contact Your Michigan Motorcycle Accident Lawyer

Contact a Michigan motorcycle accident lawyer who understands the special circumstances and needs of motorcycle riders. The bike injury attorneys at Buckfire & Buckfire, P.C. represent clients in motorcycle accidents involving cars, trucks, motorcycles, bicycles, and pedestrians throughout Michigan.

 Motorcycle accidents are tragic events and victims of motorcycle accidents should seek compensation for any damages or injuries that occurred due to the crash. Call our office now at (800) 606-1717 to discuss your case with one of our motorcycle accident lawyers.
Lawrence J. Buckfire
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Best Michigan personal injury lawyer winning highest settlements for injury, malpractice, & accident victims.