Hastings Mutual Insurance is a major insurer of automobiles, motorcycles, and trucks in the State of Michigan. After 125 years as a company, Hastings Mutual is now located in Michigan, Ohio, Indiana, Wisconsin, Illinois, and Iowa. The company currently has approximately 435 employees and works with over 725 agencies. William H. Wallace is the president and CEO of Hasting Mutual Insurance. In 2004, Hasting Mutual established a non-profit organization to help financially challenged families in the communities they serve. This foundation is called The Hastings Mutual Insurance Company Charitable Foundation and participates in many charitable events including Adopt a Family and United Way.
Hastings Mutual Insurance is obligated to pay No-Fault Insurance benefits to any insured who suffers injuries related to a motor vehicle accident. Benefits include full payment of medical expenses, wage loss, household services, attendant care services, medical mileage, transportation expenses, home modifications, and other great benefits. These benefits can be significant in cases involving serious injury accidents.
Anyone injured in an auto accident who receives No-Fault Insurance Benefits is very aware that the insurance company adjuster has been trained to deny claims and to underpay claims. While the adjuster may be very helpful at first, it becomes evident that every claim is over scrutinized and many claims are simply not paid. Quite often the insurance company unlawfully fails to pay all benefits or terminates the payment of benefits. Other times, the insurer simply underpays the benefits that are owed. Eventually, the claimant will be sent to an insurance medical doctor who will recommend a reduction or termination of benefits.
When this happens, the injured person has the right to file a lawsuit against the insurance company for payment of these No-Fault Insurance expenses. If it is determined that the benefits were not timely paid or improperly denied, the accident victim can also receive payment of interest and attorney's fees.
Our Michigan No-Fault Insurance lawyers have an excellent track record of success in cases involving the denial of claims, termination of benefits, or benefits cutoff by Hastings Mutual Insurance. There are strict time deadlines for filing lawsuits against Hastings Mutual Insurance for a denial or termination of No-Fault Insurance Benefits. If you miss a deadline, many of your claims will be lost forever. For a FREE CONSULTATION with one of our experienced Michigan No-Fault Insurance Lawyers, call us at (800) 606-1717.