The limits for insurance coverage are different in every case, but most homeowner's usually have a minimum of $100,000.00 in liability coverage. This means that the insurance company will pay the dog bite victim up to that amount if the injuries are severe enough. Many policies provide substantially higher policy limits. The insurance company will also provide a defense to a dog bite lawsuit filed in court, which means that the company will pay for an attorney and all court costs related to defending the action. This is a significant benefit because legal fees alone often cost more than $10,000.00.
As they typically do, many insurance companies are trying to exclude (or write out) coverage for dog bite injuries in their policies. They either try to exclude injuries caused by certain types of dogs, like pit bulls or doberman pinchers, or all dog bite injuries altogether. Some companies try to charge an extra premium for dog bite claims. Dog owners should carefully read their policy to make sure that there is coverage for such a claim and, if not, they should start looking for a different insurance company that will not exclude this coverage.
Persons looking for a dog bite lawyer should contact our firm now.
DO I HAVE A DOG BITE CASE? Call us at 1-800-606-1717
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