Our Detroit no-fault insurance lawyers recently settled an uninsured motorists lawsuit for our 34 year old car accident client who was struck by a driver who had no auto insurance. As a result of the collision, she underwent significant medical treatment, including epidural injections and physical therapy.
Our client also suffered from knee and back injuries that required her to wear braces. She missed significant time from work and required assistance around the home doing housework that she was unable to do because of her injuries.
We were contacted by the car accident victim to investigate the case and determine whether or not she was able to file a claim for her injuries suffered. Due to the fact that the negligent driver did not have a liability insurance policy, she was unable to sue the other driver’s insurance company. However, fortunately for our client, she did have uninsured motorist benefits on her own policy, which means her own auto insurance company is liable for payment.
Unfortunately, they refused to pay for her no-fault benefits. Her benefits were cut off as the insurance company deemed she did not require them. They came to this decision by sending our client to an IME (independent medical examiner) or DME (Defense medical examiner) to determine the extent of her injuries and her ability to return to work.
Our top rated attorneys filed a lawsuit on behalf of our client against her own insurance company for refusal of payment in violation of the Michigan statutory law. We were able to obtain a settlement prior to trial. Her no-fault benefits were reinstated, and she received payment for the unpaid benefits that were cut off.
Independent Medical Examinations Set Up By Insurance Company
IME’s are set up by the insurance company to have car accident victims evaluated by their doctors. These exams are not really independent and neither are the doctors, who are paid handsome sums of money to help the insurance company cut off or terminate you benefits. You are required by Michigan law to go to the exam, however if you believe your benefits were cut off or terminated due an independent medical doctor’s false diagnosis, call our top rated law firm today at (800) 606-1717.
Our top rated Buckfire & Buckfire, P.C. auto accident lawyers will force the insurance company to pay the proper rate and obtain all past due and underpaid benefits for the services provided in the past. There are strict time deadlines for filing Michigan No-Fault insurance claims so it is important that you contact our Detroit firm immediately.