Our Michigan car accident lawyers frequently represent college students from other states who attend a college or university in the State of Michigan. These accidents include car accidents, bicycle accidents, and pedestrian accidents. The laws for out of state college students injured in an auto accident Michigan can actually differ from those for in-state students.
An out of state college student injured in a Michigan car accident may be able to make a claim for Michigan no-fault insurance benefits. This is a tremendous benefit for the out-of-state college student because Michigan No-Fault insurance benefits pay for unlimited medical expenses and household chores. If a student is working even part-time to pay for college at the time of the accident, the student may be able to receive payments for lost wages.
Many college students and their parents mistakenly believe that they can simply maintain their auto insurance policy from their home state and this will provide them with the same protection as an insurance policy issued in Michigan. If the college student drives the car for more than 30 cumulative days in Michigan without a Michigan no-fault insurance policy, the student may be not be entitled to receive benefits. This would prevent the college student from receiving No-Fault Insurance benefits and the student’s parents can be left having to pay significant medical bills and expenses.
Further, if the student is the title holder of the vehicle and is not insured under a Michigan no-fault insurance policy, that student may be considered an uninsured driver. Under these circumstances, the student may be precluded from suing a negligent driver who causes an accident and injures the student. This is true even if the college student is injured by a drunk driver.
College students attending school in Michigan from other states and their parents should contact their insurance company to add an addendum to the auto insurance policy to add the Michigan no-fault coverage. Or, in the alternative, have the automobile insured through an agent in Michigan that provides a certified no-fault insurance policy. Once this is done, the college student will be properly insured to drive in Michigan and receive all protections and benefits under the Michigan no-fault insurance laws.
FREE Michigan Car Accident Book
Our own book, written by Michigan car accident lawyer Daniel L. Buckfire, "The Ultimate Michigan Car Accident Handbook," has been called the best book ever written for persons injured in Michigan car accidents. It answers all of your questions, in plain English, about your legal rights against negligent drivers as well as your available benefits under the Michigan No-Fault Law. We'll send it to you for FREE!
Contact Your Michigan Car Accident Lawyer
Out of state college students attending a college or university in the State of Michigan who suffer injuries in a Michigan car accident should contact the lawyers at Buckfire & Buckfire, P.C. Our office will start working on your case immediately and begin gathering the witness statements and evidence to prove and win your case. We will represent you and your family under our No Fee Promise, meaning you do not pay any legal fees until your case is settled. Call our office now at (800) 606-1717 or simply fill out the Get Help Now box to the right of the page and "Click to Send". We will be in contact with you shortly.