Quite often, the victim hit by uninsured driver in Michigan car accident can still file a personal injury claim after being hit by an uninsured driver. The victim, or someone else in the same household, may have uninsured motorists coverage on thir own vehicle to protect them in circumstance when they are injured by a driver who was not insured under any policy. This coverage applies to car accidents, bicycle accidents, and even pedestrians. If you or someone in your household does have this type of coverage, you may have means for an uninsured motorist claim.
It is always wise to have an experienced Michigan uninsured motorist claim lawyer immediately investigate your car accident claims, including the review of your insurance contract. Some auto insurance companies put a one year contractual provision in their insurance contracts which prevents injured victims from bringing uninsured motorist claims after the one year anniversary of the car accident. The Michigan Courts have upheld these shortened contractual provisions. There are very strict time limitations in pursuing this type of claim. Therefore if you are involved in a Michigan auto accident with a Michigan uninsured motorist, we recommend you contact an attorney immediately to make sure you recover a settlement for the pain and suffering damages.