Under Michigan law, a bicyclist injured in a Michigan car accident is entitled to have all medical expenses paid under the no-fault insurance laws if the injuries arose from an accident with a motor vehicle. Typically, the insurance company or the Michigan Assigned Claims Facility will pay these bills. The injured biker can receive these benefits even if he or she did not own a car or have a no-fault insurance policy.
The claim can be made against the insurance company for the negligent driver, an auto insurance policy issued to a family member in the same household of the injured biker, or through the Michigan Assigned Claims Facility if there was no other source of insurance. To have these medical expenses paid by a no-fault insurance company, it is important that the accident victim file an Application for No-Fault Benefits with the proper insurance company