An out of state resident attending school in Michigan should carry Michigan No-Fault (PIP) insurance. In fact, under Michigan law, if your car is in Michigan for more than 30 days in a one year time frame, you are required to both register your car in Michigan and to carry Michigan No-Fault (PIP) insurance. It is very important that out of state resident carries this type of auto insurance, as the benefits offered from this type of insurance will be a tremendous help if he or she is ever injured in a Michigan car accident.
Michigan no-fault insurance benefits pay for wages from lost work, medical expenses, and household chores. In addition, there is no limit to the amount of medical expenses paid and these benefits last for your lifetime. If an out of state resident suffers injuries in a Michigan car accident, and does not carry no-fault insurance they will not be eligible to receive these benefits.
Our car accident lawyers at Buckfire & Buckfire, P.C. recommended that out of state students and parents contact their insurance policy to add an addendum to the auto insurance policy to add the Michigan no-fault insurance coverage. If you or a family member is an out of state resident who has no-fault insurance policy and is denied no-fault benefits after being hurt in a Michigan auto accident, contact our office immediately at (800) 606-1717 to discuss your case with one of our experienced car accident lawyers. It is important to not speak to anyone from the insurance company until after you have spoken with an attorney. Many of times what you tell the insurance company could hurt you, as the insurance company may use your words against you. Contact our office today for a free legal consultation. We will start working on your case immediately gathering all the evidence and witness statements to win and settle your case.