There are typically three types of auto accident lawsuits in Michigan. These include First-Party, Third-Party, and Mini Tort.
A first-party lawsuit is between the auto accident victim and his insurance company for No-Fault benefits, also called personal injury protection (PIP) benefits. In a first-party case, No-Fault benefits are usually paid out by your own insurance company and will cover medical expenses, lost wages, attendant care, replacement services, and other benefits related to injuries in the Michigan car accident.
A third party lawsuit is between the auto accident victim and the driver who caused the auto accident. In a third-party case, the auto accident victim sues the at-fault driver for pain and suffering, and excess economic damages. Damages are usually paid out from the negligent driver’s insurance company.
A mini tort case is when a car accident victim can recover a maximum of $500 for vehicle damage from the driver who caused the crash, via his auto insurance company. Michigan’s Mini Tort law is not designed to pay for all of your vehicle damage. The purpose is to compensate a person involved in a car accident that was not at-fault, for out-of-pocket expenses resulting from the collision.
For more information about filing an auto accident lawsuit in Michigan, call our top rated attorneys at (800) 606-1717. We will discuss your case with you and explain the type of lawsuit that you are able to file. We will represent you under our No Fee Promise, meaning there are no legal fees or costs until we prove and win your case. Call today!