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I was injured in a Michigan car accident and need someone to care for me while I recover. Does my insurance company have to pay for this service?

Yes, if a doctor prescribes what is called "attendant care services."  The car insurance company must pay a reasonable hourly rate for the service, even if it is being provided by a family member.  The person is entitled to payment for being "on call" when you sleep, if you need supervision or assistance with toileting.
Lawrence J. Buckfire
Best Michigan personal injury lawyer winning highest settlements for injury, malpractice, & accident victims.