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Buckfire & Buckfire, P.C.

Michigan No-Fault Insurance Frequently Asked Questions

Michigan no fault insurance lawyers As Michigan no-fault insurance lawyers, we recognize that when you are in an accident, understanding the Michigan no-fault insurance rules can be difficult. We try to answer many of these questions here. Of course, you probably have many questions that are unique to your situation, and may need the attention of an excellent Michigan no-fault attorney.

If your questions are not answered below, call us at any time at (800) 606-1717 and a lawyer will be available to answer all your questions. There is no charge for this phone call. If you have a claim, we will help you file and guide you every step of the way. You will not pay anything until you receive your settlement check! There is nothing to lose!

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  • After a Michigan car accident what is the first step to take with my auto insurance company?

    The first step after being involved in a Michigan car accident is to call your insurance agent immediately to report the auto accident. You will want to make sure you do this, because your second stop is to file an application for No-Fault insurance benefits, and if you do not let your insurance agent know about your Michigan car accident, attaining these benefits becomes much more difficult.  Filing an application for No-Fault Insurance benefits will preserve your right to payment of medical expenses, lost wages, and other benefits from the insurance company.

    There are strict time limits for Michigan automobile negligence cases and it  varies from state to state. To notify your insurance company and file an application for Michigan No Fault benefits there is a strict 1 year limitation. In addition, you must file a lawsuit against the negligent driver’s car insurance company for pain and suffering within three years of the date of the accident.

    At the law firm of Buckfire & Buckfire, P.C. our top rated car accident lawyers have significant experience in attaining No-Fault insurance benefits for our Michigan car accident victims. We understand how to present these injuries to the jury and insurance companies so that they are able to understand and recognize the seriousness of the injuries.

    If you or someone you know suffers serious injuries in a Michigan car accident, call our award winning personal injury law firm now at (800) 606-1717. Our experienced Buckfire & Buckfire, P.C. Michigan car accident attorneys will immediately begin an investigation, assist you with your claims process, and determine if there is a valid no fault insurance benefit lawsuit that can be filed for your auto accident. Call today to discuss your case with our top rated attorneys and learn your legal rights!

  • If Michigan is a “No-Fault” State, what affect does that have on me in a car accident?

    Michigan is a “no-Fault” state, therefore every driver in the State of Michigan is required to have an automobile insurance policy with no-fault benefits. Michigan No-Fault insurance benefits includes payment for attendant care services, medical bills, prescription costs, wage and income loss, household chores, replacement services, case management services, home modifications, home accommodations, special transportation, van modification, and survivor loss benefits.

    How it affects you is if you were injured in a Michigan car accident you are most likely entitled to these Michigan No Fault insurance benefits, regardless of who was as fault for the accident. The Michigan No-Fault system can be complicated so it is best that you talk to an experienced no fault attorney that knows the legal system and has experience representing car accident victims against the insurance companies.

    Our No-Fault insurance attorneys in Michigan will represent you in your auto accident case under our NO FEE PROMISE. This means that you will not be charged any legal fees whatsoever unless we obtain a settlement or recovery for you. You have absolutely no obligation for legal fees unless we win your case. If we do not obtain a settlement for you, you owe us nothing!

    Individuals injured in a Michigan car accident should contact the lawyers at Buckfire & Buckfire, P.C. Our office will explain your legal rights to you as well as the process of filing a claim to attain your no-fault insurance benefits.  We will ensure you meet all the time deadlines under Michigan law and that the application is filled out correctly and filed with the correct insurance company.  Call now at (800) 606-1717 for your free consultation!

  • Should I sign the release from my Michigan auto insurance claims adjuster or give a statement?

    You should never sign a release from your Michigan auto insurance claims adjuster or give a statement directly after the car accident. Often times, victims of car accidents unintentionally waive their rights to potential No-Fault insurance benefits because they signed a release form that minimized their rights or made a statement unknowingly that hurt their case.  Doing either of these gives great potential for a victim to lose their right to sue the negligent driver at fault in the Michigan car accident.

    Auto insurance claim adjusters often try to minimize costs by recording statements early to weaken a car accident victim’s case or having the injured party sign a release form.  At the law firm of Buckfire & Buckfire, P.C. our auto accident attorneys highly recommend that you do not do that until there is an attorney present and have had an attorney look over the release form.  Our Michigan car accident lawyers have significant experience in these types of cases and are well versed in what to look for by the insurance company that is not in the best interest of our injured clients.

    The Michigan No-Fault system can be complicated so it is best that you talk to one of our experienced car accident attorneys. We will give you direct answers to all of your questions regarding your auto insurance case and your legal rights. Our firm has represented auto accident injury victims and their families for over 40 years throughout the State of Michigan, and has the knowledge, expertise, and experience in handling no-fault insurance claims. We have a track record of obtaining sizeable settlements and jury verdicts for our injured clients and providing the best service possible.

    For more information about our award winning law firm and to discuss your case with one of our best car accident attorneys for your Michigan no fault insurance lawsuit, call our office now at (800) 606-1717. We offer a No Win, No Fee promise, meaning our clients do not pay a penny until the case is settled or won. Call today for your free consultation!

  • What language should I look for in my Michigan auto insurance policy?

    In your auto insurance policy there is certain language you should look out for, as often times language may be buried into the policy that may weaken your rights if injured in a Michigan car accident. To ensure that all language is correct and provides full benefit to you, it is important that you have an experienced auto accident attorney read over your policy.

    At the car accident law firm of Buckfire & Buckfire, P.C., our top rated attorneys will check for any loopholes that may hinder your rights. We will also check your insurance policy for explicit requirements that relate to your car accident regarding deadlines for filing for no-fault insurance benefits and a lawsuit against the negligent driver and tell you if your insurance company can change their filing requirements without notice.

    For more information after your Michigan car accident and to find out if your auto insurance policy is consistent with Michigan No-Fault insurance timelines, call our top rated attorneys now at (800) 606-1717.  It is very important that you carefully review your insurance policy to ensure you are completely protected. Not doing this could mean the difference between receiving fair compensation for your injuries or no compensation at all.

  • How does a Michigan car accident victim receive No-Fault insurance benefits?

    A Michigan car accident victim can receive No-Fault insurance benefits by filling out an application for No-Fault benefits from your insurance company. This application can be found on our Buckfire & Buckfire law firm website at https://www.buckfirelaw.com/library/Application-for-No-Fault-Benefits.PDF

    It is essential to fill out this form to protect your No-Fault rights because without it potential claims could be lost forever. Even if your injuries do not seem severe enough, there is no harm in filling it out. Michigan No-Fault insurance benefits includes payment for attendant care services, medical bills, prescription costs, wage and income loss, household chores, replacement services, case management services, home modifications, home accommodations, special transportation, van modification, and survivor loss benefits.

    The lawyers at Buckfire & Buckfire, P.C. will give you direct answers to all of your questions regarding your car accident case and how to file a no-fault claim. Our firm has represented auto accident injury victims and their families for over 40 years throughout the State of Michigan, and has the knowledge, expertise, and experience in handling No-Fault insurance lawsuits. We have a track record of obtaining sizeable settlements and jury verdicts for our injured clients and providing the best service possible.

    If you or someone you know suffers serious injuries in a Michigan car accident and need to know the process of obtaining no-fault insurance benefits, call our law firm office immediately at (800) 606-1717. Our experienced Buckfire & Buckfire, P.C. auto accident attorneys will immediately begin an investigation, assist you with your claims process, and determine if there is a valid no fault insurance benefit lawsuit that can be filed for your auto accident. Call today to discuss your case and learn your legal rights!

  • Can I receive compensation for my Michigan car accident injuries for the time I missed at work?

    Yes, you can receive compensation for your injuries for the time you missed work due to your injuries in a Michigan car accident.  To receive compensation, a victim must file for wage loss benefits. Wage loss benefits are for your loss of income due to injuries that you suffered in an auto collision. They are paid under the provisions of the Michigan No-Fault Law by the auto insurance company responsible for paying benefits. These benefits are available to people injured in car accidents, pedestrian accidents, motorcycle accidents, bicycle accidents, and truck accidents. Passengers of buses and other commuter vehicles may also be eligible to receive wage loss benefits.

    A person who is unable to work due to injuries sustained in an auto accident can receive 85% of their gross pay, including overtime. with a maximum cap of $70,000. If you earn more than $70,000 than the difference is supposed to be paid by the negligent driver.

    Self-employed people and those actively seeking employment on the date of the accident can also receive these benefits. The benefits can be paid for three years after the date of the accident.

    At the law firm of Buckfire & Buckfire, P.C. our top rated auto injury attorneys have significant experience in receiving wage loss benefits for our clients. We understand how to present these injuries to the jury and insurance companies so that they are able to understand and recognize the seriousness of the injuries.

    If you or someone you know is involved in a Michigan auto accident and as a result of the seriousness of the injuries is unable to go to work, call our office immediately at (800) 606-1717. Our award winning Buckfire & Buckfire, P.C. no-fault insurance law firm will assist you with your claims process, and ensure the insurance company responsible for payment does pay.  Call now!

  • Who is responsible for paying my medical bills after being injured in a Michigan car accident?

    Under Michigan law, a victim injured in a Michigan auto accident is entitled to have all medical bills paid under the no-fault insurance laws if the injuries arose from an accident with a motor vehicle. Typically, the auto insurance company or the Michigan Automobile Insurance Placement Facility (MAIPF) will pay these bills. Even if the injured car accident victim did not have their own a vehicle or have a no-fault insurance policy, they still may be entitled to get their medical bills paid for.

    However, insurance adjusters are notorious for playing games with your benefits. Perhaps you were told that your no fault insurance claim was never received, that you did not submit proper documentation, or that you were not entitled to be reimbursed for a benefit. You may have even been underpaid for a service provided on your behalf. They want to frustrate you until you quit trying.

    The Michigan No-Fault system can be complicated so it is best that you talk to an experienced attorney at Buckfire & Buckfire, P.C. that knows the legal system. Our firm has represented auto accident injury victims and their families for over 40 years throughout the State of Michigan, and has the knowledge, expertise, and experience in handling No-Fault insurance lawsuits.

    For more information regarding payment of medical bills after a Michigan auto accident, call our office now at (800) 606-1717 to speak with one of our experienced no-fault insurance lawyers. We will discuss your case with you and help you submit your claim correctly so that you receive the eligible no-fault benefits you are entitled to. There are strict time limitations of submitting a claim for payment of medical bills, so it is very important that you contact an experienced Michigan attorney immediately after the injuries in your auto accident to ensure your medical bills get paid. Call today!

  • What are “coordinated” insurance benefits and should my Michigan auto insurance policy contain this coverage?

    Coordinated insurance benefits mean that if you were injured in a Michigan car accident, your health insurance would pay for your medical bills before your auto insurance company does.  Most auto insurance companies contain this benefit, however it is important that Michigan drivers understand the importance of uncoordinated benefitsUncoordinated benefits mean that both the health insurance company and the auto insurance company pay the same amount in coverage, or what you could call a “double dip.” Having uncoordinated benefits is much more beneficial to the victim and all drivers should talk to their insurance agent about adding this type of coverage. However, even if you pay for the uncoordinated coverage, if you do not read the language or fine print properly in your insurance policy, there is a chance you will not get to “double dip” or reek these benefits.  This is why it is very important to have an experienced attorney review your policy to make sure you are completely covered.

    For more information about coordinated or uncoordinated coverage and how it will affect you after your Michigan car accident, call our award winning Buckfire & Buckfire, P.C. personal injury law firm now at (800) 606-1717.  We will discuss your case, review your insurance policy and let you know who is responsible for paying for your medical bills.  Call now!

  • Who is best lawyer in Michigan for a no fault insurance lawsuit?

    Finding the best lawyer in Michigan for a no fault insurance lawsuit can be difficult task. When looking to hire an attorney after your Michigan car accident, you may want to ask the attorney the following questions:

    1. Do you specialize in Michigan no fault insurance lawsuit cases and how many years of experience have you had in representing auto accident injury clients?
    2. Have you ever written a book on auto accident and insurance claims?
    3. Do you have a website with information on no fault insurance cases and free forms that I can print to make my insurance claim?
    4. Have you ever taken a no fault insurance case to trial and won a verdict for your client?
    5. Do you offer a No Win, No Fee promise?
    6. What kind of settlements have you received for your Michigan no fault insurance clients?

    The lawyers at Buckfire & Buckfire, P.C. will give you direct answers to all of those questions, as well as answer any other questions that you may have regarding your case and your legal rights. Our firm has represented auto accident injury victims and their families for over 40 years throughout the State of Michigan, and has the knowledge, expertise, and experience in handling these types of cases. We have a track record of obtaining sizeable Michigan no fault insurance settlements and jury verdicts for our injured clients and providing the best service possible.

    For more information about our award winning law firm and to discuss your case with one of our best lawyers for your Michigan no fault insurance lawsuit, call our office now at (800) 606-1717.  We offer a No Win, No Fee promise, meaning our clients do not pay a penny until the case is settled or won. Call today for your free consultation!

     

  • As an amputee from Michigan car accident, am I entitled to No-Fault Insurance benefits?

    Yes, if you lost a limb, and become an amputee from Michigan car accident, you are entitled to no-fault benefits. In fact, under Michigan law, the amputee is entitled to have all medical bills paid under the no-fault laws if the injuries arose from an accident with a motor vehicle. This includes artificial limbs and prosthetic devices. However, the Michigan car accident victim must have a physician’s order for the device in order to be eligible for payment. In most cases, the treating physician will order the prosthetic device or artificial limb as it is a big part of the recovery and rehabilitation process.

    If you or someone you know lost a limb and become an amputee from Michigan car accident, and your insurance company refuses to pay for your artificial limb or prosthetic device, call our office now at (800) 606-1717 to speak with one of our experienced Michigan no-fault insurance lawyers. Our attorneys have experience in these types of cases and have a track record of obtaining payment of medical bills from insurance companies for victims of Michigan car accidents. Call now!

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