We recently an uninsured motorist claim (UM Claim) on behalf of a client who was injured in a Michigan motorcycle accident. The biker suffered serious injuries, including a traumatic brain injury, in the accident. The negligent driver did not have insurance on vehicle, nor did the owner of the vehicle. Fortunately, the biker had an insurance policy that provided uninsured motorists coverage in the event of an accident with a driver without Michigan insurance company. Her own insurance company is required to pay any settlement for the case.
In Michigan, statistics show that about 20% of all motorists do not have auto insurance. The likelihood of being injured by one of these motorists is very high. As a result, it is essential that all drivers and bikers have uninsured motorist coverage on their vehicles. For an excellent guideline on purchasing auto insurance, you should check out The Michigan Auto Insurance Report. Call your insurance agent after reading the report to make sure that he have the proper coverage.