Our Michigan no-fault insurance claim lawyers recently settled a lawsuit against the auto insurance company for for a 24-year old client who was injured in a semi-truck accident. Our client suffered multiple disc bulges and a pars defect of his lower back when the vehicle he was operating was sideswiped by a semi-truck in a turn lane on Wyoming near Michigan Avenue in Dearborn. Due to his injuries sustained in the accident, his physicians disabled him from returning to work and also recommended replacement services for household chores, but insurance company refused to pay those benefits. He also incurred medical expenses for his MRI’s and orthopedic specialists that the insurance company refused to pay.
Wage loss benefits and replacement services are major types of benefits available under Michigan no-fault insurance laws for those seriously injured in an automobile accident.
An injured person is entitled to be paid wage loss benefits consisting of loss of income from work an injured person would have performed during the first three (3) years after the date of the accident if he or she had not been injured.
Family members are entitled to be paid for replacement services benefits, also known as “household services” provided to an auto injury accident victim after a Michigan car accident. Many family members are unaware of this due to the fact that oftentimes the insurance adjuster on the case does not tell them they can submit claims; however, the reality is, under Michigan law, a family member can both provide and be paid for these services.
As a result of the accident, our client was unable to return to work at his family’s medical supply store and his mother and sister provided replacement services, but were not paid in a timely manner. Given this, and the unpaid medical expenses, we filed a lawsuit in the Wayne County Circuit Court in Detroit, Michigan, and the case proceeded to case evaluation. Subsequent to case evaluation, the parties agreed to settle the case for $30,000.00, which represents virtually every penny owed to our client in past-due benefits.
If you or someone you know was injured in a Michigan car accident and the auto insurance has failed to pay medical expenses, wage loss benefits, or replacement service benefits, you should contact our no-fault lawyers immediately. We will obtain all past due and underpaid benefits for services provided in the past. There are strict time deadlines for filing Michigan no-fault insurance claims, so it is important that you contact us immediately. Call today at (800) 606-1717 for your free, no obligation consultation! We will represent you under our No Fee Promise, which means no legal fees or costs until we win or settle your case.