Life Insurance Denial - Appeal - Accidental Death

We recently won the appeal in a case in which a life insurance company denied accidental death benefits to the husband of a woman who died due to a fall.  The woman fell and suffered a brain injury which ultimately led to her death.  The husband filed a claim for life insurance benefits under a policy that he purchased through his employer.  The insurance company denied the claim and took the position that she died due to natural causes that were not related to the fall.

We filed an appeal of this denial with the company.  The appeal set out a factual basis for the claim and was accompanied by supporting affidavitis from an internal medicine physician and a medical examiner.  The medical examiner was the country coroner who performed the autopsy of the decedent.  Based upon our strong written appeal and the evidence supporting the claim, we were successful and the insurance company paid the $300,000 policy benefit.
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