Our Michigan workers compensation lawyers help employees who suffer on the job injuries both at the workplace and in the course of their employment. Workers' compensation is the system created by Michigan statute that was created to compensate injured workers. Claims are made against the employer, but it is typically an insurance company that pays the required benefits.
Whenever possible, report all work injuries to your employer as soon as possible so there is no question as to how the injury occurred. It is not necessary to prove that the employer was negligent in order to receive your benefits, only that your injury was work related. This includes most accidents and injuries, including occupation diseases and environmental injuries. Available benefits include wage replacement, medical expenses, and rehabilitation benefits to workers. In cases involving death, there are specific death benefits available to the surviving family members.
You must wait a seven-day period to be eligible for wage-loss benefits after your injury. If you are disabled from work after seven days, you are entitled to receive your benefits starting on the eighth day. If you continue off work for fourteen days or more, you should receive your wages for the first seven day period. Weekly benefits are roughly 80 percent of your after-tax wages.
Medical benefits should be provided from the day of injury. During the first twenty-eight days of treatment, your employer has the right to choose the doctor. After that, you are free to choose your own doctor or clinic. You must notify your employer and insurance company of this change and it is best do this in writing. You do not need authorization from the insurance company or your employer to receive reasonable and necessary medical treatment.
Although the workers’ compensation system was designed to help the injured worker, the fact is that many employers and insurance companies dispute claims and refuse to pay benefits. You may have had your benefits cut off, or terminated, by a company doctor or insurance medical examiner even though your are still disabled and in need of treatment.
If you suffered a work-related injury and have questions about your legal rights or have had your benefits unlawfully terminated, you should call our Michigan Workers’ Compensation lawyers today to discuss your case. Call now at (800) 606-1717.
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