Need Help Understanding The Michigan No-Fault Insurance Laws?
If your Michigan No-Fault insurance company has denied your insurance benefits after a Michigan car accident or if you are getting the runaround from your insurance adjuster, you have come to the right place. Our Michigan No Fault Insurance lawyers represent car accident injury victims just like you in lawsuits against the large auto insurance companies everyday.
And we win big! Choose us and we will do the same for you.
Insurance adjusters are notorious for playing games with your benefits. Perhaps you were told that your no fault insurance claim was never received, that you did not submit proper documentation, or that you were not entitled to be reimbursed for a benefit. You may have even been underpaid for a service provided on your behalf. We are not suprised. This is their plan. They want to frustrate you until you quit trying.
Don't give up! Call us today at (800) 606-1717 and our top rated Michigan No Fault insurance lawyers will roll up our sleeves and get to work immediately.
What are Michigan No Fault Insurance Benefits?
Every driver in the State of Michigan is required to have an automobile insurance policy with no-fault benefits. If you were injured in a Michigan car accident, motorcycle accident, truck accident, bicycle accident, or pedestrian accident, you are most likely entitled to Michigan No-Fault insurance benefits, regardless of who was as fault for the accident or if did not even have an auto no-fault insurance policy.
If you did not have your auto insurance policy, you can often file a claim under the Michigan Assigned Claims Plan so you can receive full insurance benefits after an accident.
Michigan drivers injured in auto accidents in other states and out of state residents injured in a Michigan car accident can also often get No-Fault benefits.
Types of Michigan No Fault Insurance Benefits
There are different types of Michigan No-Fault Insurance benefits you are entitled to receive after suffering injuries in a Michigan car accident. These No-Fault Benefits include:
Payment of benefits to have an agency or family member provide skilled or unskilled care and supervision to the accident victim during the period of recovery. In catastrophic cases, these benefits can be received for a lifetime.
Payment of lifetime medical expenses, doctor bills, rehabilitation expenses, and prescription expenses for injuries caused or aggravated in a car accident.
Payment of lost wages and income for accident victims who are unable to return to their employment due to injuries suffered in a motor vehicle accident. Payable up to three years after the accident and can be received if a person is "temporarily unemployed" or "actively seeking employment."
Payment for household chores and assistance performed by a family member or another individual. Includes payment for doing laundry, housecleaning, mowing the lawn, and taking out the garbage. Payable for up to three years after the accident.
Payment of benefits, including funeral expenses, lost wages, and others to family members of an individual who dies in a motor vehicle accident.
Payment of services for a nurse case manager to assist the accident victim with medical needs, including coordination of care, after a car accident. Case managers play a very important role in the rehabilitation and recovery of an injured person.
Payment for travel expenses to and from medical appointments, hospital visits, and physical therapy appointments.
Payment of benefits to have an existing home modified or a new home built to accommodate the social needs of a person seriously injured in an accident.
Payment for a van or specially equipped van or vehicle to take the accident victim to and from their medical appointments.
Make Your Claim for Michigan No Fault Insurance Benefits
You can obtain these insurance benefits benefits by filing a written Application for No-Fault Benefits with the proper no-fault insurance company that has priority for paying your claims. Your own insurance agent, or the adjuster assigned to your claim, should promptly provide it to you. If you are confused about which insurance company is responsible for your benefits, call us and we will make that determination for you. Many times an insurance company will not accept responsibility for the claim even though it is the proper insurer.
You can print the Application for No-Fault Benefits here for free and send it in to the insurance company to start your claims.
Time Limit for Filing Your Michigan No Fault Insurance Claim
There are strict time deadlines for filing your Michigan No-Fault Insurance claim. You must file a written Application for No-Fault Benefits with the proper insurance company within one year of the date of the accident. If you fail to do so, you will not be able to obtain No-Fault Insurance Benefits.
Written claims for wage loss benefits, medical expenses, household services, and other no-fault benefits must be sent to the proper insurance company within one year of the date of the expense. If you fail to do so, you will not be able to obtain recovery or reimbursement of the claim or expense.
Contact A Michigan No Fault Insurance Lawyer
If your auto insurance company refuses to pay your no fault insurance benefits, your only recourse is to file a lawsuit. You must file a lawsuit within one year of the date on which the last unpaid No-Fault benefit was incurred. If you fail to file your lawsuit within this one year period, you will lose the right to have the benefit or expense paid. It is important that you speak with a lawyer today!
Our No Fee Promise on Michigan No Fault Insurance Cases
You can afford to have the best no-fault insurance law firm on your side. It literally costs nothing to get started and the insurance company may even have to pay some of our legal fees for you. We promise you in writing:
- No money to start your claim
- We pay all file costs and expenses
- No legal fees whatsoever unless you receive a settlement
- Phone calls are always free, forever.
Start Your Michigan No Fault Insurance Claim
There are three ways to get started on your case. You can:
- Submit the Free Case Review Box on this page,
- Chat with the Live Operator on this screen, or
- Call (800) 606-1717 any time of day to discuss your case.
Warning: There are strict time deadlines for filing Michigan No Fault insurance lawsuits.
We file no-fault insurance claims and lawsuits against all auto insurance companies, including AAA, Allstate, Auto-Owners, Bristol West, Citizens, Farm Bureau, Farmers, Frankenmuth, Fremont, Geico, Grange, Liberty Mutal, Hastings, MEEMIC, Michigan Millers, Nationwide, Progressive, Secura, State Farm, Westfield, USAA and all other auto insurance carriers.