Michigan uninsured motorist car accident lawyers often represent clients injured in car accidents, pedestrian accidents, bicycle accidents, and motorcycle accidents in which the neglient driver did not have a liability insurance policy. Even in these cases, the injured person can often make an unisured motorist's claim. Uninsured motorist benefits are contractual benefits a person is entitled to if they are involved in a motor vehicle accident where the at fault party is uninsured.
Uninsured benefits are based upon the insurance policy, which means that the terms of the insurance contract control the right to benefits. The policy that provides the uninsured motorist benefits can be a auto insurance policy issue to the injured person, a member of the injured person's family or household, or some other policy.
It is always wise to have an experienced Michigan uninsured motorist claim lawyer immediately investigate your car accident claims, including the review of your insurance contract. Some insurance companies, such as Farm Bureau, put a one year contractual provision in their insurance contracts which prevents injured victims from bringing uninsured motorist claims after the one year anniversary of the car accident. The Michigan Courts have upheld these shortened contractual provisions.
There are very strict time limitations in pursuing this type of claim. Therefore, if you are involved in a Michigan auto accident with a Michigan uninsured motorist, we recommend that you contact an attorney immediately.
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