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When a passenger is injured in a Michigan car accident, the consequences can be devastating. The person may have thousands of dollars in medical bills, require lengthy follow-up treatment, and be disabled from working. Fortunately, under Michigan law, the passenger has several different types of claims they can make to compensate them for their injuries.
First, if the driver of another car is negligent, the injured passenger can sue that person. A negligent driver is someone who failed to use reasonable care and caused an accident. This can be speeding, failing to use a turn signal, or any other violation of a traffic law.
Second, if the driver of the car the passenger was riding in was negligent, the injured passenger can sue this driver too. Even if this driver is a close friend or family member, the injured passenger should still strongly considering filing a lawsuit because this lawsuit will be paid for and defended by that person's car insurance company.
Third, if the passenger is injured in a car owned by someone other than the person driving at the time of the accident, the passenger can sue the car's owner.
Finally, just like any other person injured in a car accident, the injured passenger can submit a claim for Michigan No Fault insurance. Even if the passenger does not have car insurance of their own, they can still submit a claim through either the driver or the owner of the car's insurance company. This allows the passenger to collect medical expenses, wage loss benefits, household replacement services, attendant care benefits, home modification benefits, case management services, and all the other No Fault insurance benefits available under the Michigan No Fault Act.
