Questions About No-Fault Benefits for a Michigan Bicycle Accident
You may have several questions regarding your right to no-fault benefits after a Michigan bike accident, including:
- Am I entitled to no-fault insurance benefits if I was hurt in a bike accident?
- What insurance forms do I need to fill out?
- Which insurance company pays for my no-fault insurance benefits?
- How much time does the insurance company have to pay my claims
- Can I get paid my lost wages if I am unable to work due to my injuries?
- How do I submit my medical bills and hospital expenses?
- What forms do I need to submit to the insurance company?
- What are my rights if the insurance company denies my benefits?
- Is there a time limit for filing my insurance claim?
Information about No-Fault Insurance Benefits after a Michigan Bicycle Accident
The State of Michigan is a no-fault insurance state for victims injured motor vehicle accidents. These laws apply to bicyclists the same way as any person injured in a car accident. A bicyclist who was at fault for the bike accident is still entitled to receive these tremendous benefits. You can get no-fault insurance benefits even if you did not own an automobile or have car insurance at the time of the accident.
Michigan no-fault insurance benefits include payment of medical expenses, wage loss, attendant care services, household service benefits, and more. The medical expense provision gives you unlimited medical expenses for a lifetime, which are substantial for anyone seriously injured in a bicycle accident. Payment of lost wages and household services can last up the three years after the date of the accident. In general, you can receive 85% of your paycheck for the lost wage claim.
For those who have lost a loved one in a fatal bike accident, survivor loss benefits may also be available to family members. This includes payment of funeral and burial expenses, lost wages for three years, household services for three years, and payment of medical and hospitalization expenses. These claims can also be made even if the bicyclist did not own a car or have an auto insurance policy.
What is the Time Limit for Filing a Michigan No-Fault Insurance Claim?
An Application for No-Fault Benefits must be filed within one year of the date of the accident. If the application was timely filed but the insurance company has not paid the benefits, a lawsuit must be filed within one year of the date the cost or benefit was incurred. This includes medical and hospital bills and expenses.
Contact Our Michigan No-Fault Benefit Bicycle Accident Lawyers
Our Michigan bicycle accident attorneys will answer all of these questions and assist you in filing your insurance claims. Many times, your insurance adjuster may deny or cut-off your benefits after an insurance medical examination. Other times, the adjuster just ignores your claims or delays payment of benefits.
When this happens, you will need our experienced law firm on your side fighting for your rights. We offer a free, no obligation case review and will help you with your claim from start to finish. For more information on your right no-fault insurance after a bicycle accident, call our top rated attorneys now at (800) 606-1717. We will listen to your story and start working on your case immediately if you have a claim.
There are no legal fees whatsoever unless you receive a settlement. If your case is unsuccessful for any reason at all, you owe us nothing. Call today and learn your rights!