If I am injured in a car accident in Michigan and am not currently employed, but rather looking for a job, can I still receive wage loss benefits ?
The Michigan No-Fault law, requires that the insurance carrier pay for “work loss benefits” when injuries from an accident cause disability from employment. The purpose of work loss benefits is to compensate injured persons for the employment income they would have received if the accident had not occurred.“Work loss consisting of loss of income from work an injured person would have performed during the first 3 years after the date of the accident if he or she had not been injured.” A person is entitled to 85% of their gross lost wage up to the monthly maximum. In order to recover for your work loss benefits, a person must submit a PIP application; a wage, salary and benefits verification for e.g. verify your lost wage; and a doctor’s disability slip or other verification of disability from employment as a result of the injuries from the motor vehicle accident.Even if temporarily unemployed at the time of the accident, a person could be entitled to work loss benefits. Please consult with a Michigan car accident lawyer to see if you are entitled to work loss benefits.