I was visiting a friend's house in Warren and fell due to a broken step on the front porch. I suffered a broken ankle and had surgery. Can I file a claim against his homeowner's insurance policy?

A: If your friend had notice that the step needed repair before your fall and did not warn you of the danger, you can file a claim against him for your injuries.  If he had a homeowner's insurance, the insurance company most likely will pay your claim.