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Michigan Wage Loss Claims / No-Fault Insurance

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Under the Michigan Auto No-Fault Insurance laws, a person who suffers injuries in a Michigan car accident is generally entitled up to recover lost wages that arise out of injuries suffered in the accident.  The responsible no-fault insurance company is obligated to pay 85% of the lost wages for up to 3 years following the accident.  To qualify, the injury victim must be disabled from employment by a physican for injuries caused or aggravated by the accident. 

Auto accident victims can recover lost wages even if they were not employed at the time of the accident.  Seasonal employees, like lawn maintenance workers, and others actively seeking employment can still obtain benefits for wage loss despite not being currently employed.  These people are considered "temporarily unemployed."  It is necessary to file appropriate evidence of employment or of seeking employment as well as a doctor's disability slip to qualify for a wage loss claim.
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