Answer: Yes. Michigan motorcycle accident law treats motorcyclists differently than individuals driving their own automobiles without insurance. Thus, an injured Michigan motorcyclist, who did not have insurance on his or her bike, may bring a lawsuit against the other driver if determined negligent and caused the Michigan motorcycle accident.
Question: If I was a passenger on a motorcycle and the driver of that motorcycle caused the accident, can I sue the driver of the motorcycle for my motorcycle accident injuries?
Answer: Yes, if the driver of the motorcycle was at fault in the accident. However, unlike automobile accidents, where the other driver was operating a car or truck, you do not need to prove that your injury was "serious" or that you suffered some sort of disfigurement. You can sue the driver and the owner of the motorcycle for all of your damages and injuries. A claim is made against the driver and the owner of the motorcycle, and your damages are covered by their insurance company.
Question: What are the types of insurance claims I can make if I am a Michigan motorcycle accident injury victim?
Answer: Generally, when you are invovled in a motorcycle accident in Michigan, there are three potential types of insurance claims, depending on the circumstances of the accident. These claims are classified as:
1. Motorcycle Repairs and Damages (Payment for repairs to your motorcycle)
2. Bodily injury Claims (Payment for your personal injuries)
3. No-Fault Insurance Benefits (Payment for wage loss, medical expenses, etc.)
Question: What if the driver and owner of the automobile and/or motorcycle who caused my Michigan motorcycle accident injuries did not have liability insurance at the time of the accident?
Answer: You may still recover compensating for your injuries caused in the Michigan motorcycle accident. This will depend on whether you were occupying a motorcycle which had uninsured motorists coverage or you were covered by your own insurance policy or a family member's insurance policy which had uninsured motorist coverage at the time of the bike accident. This is called an Uninsured Motorists Claim.
In order to protect your rights, you should contact an experienced Michigan motorcycle accident lawyer immediately to find out the time limitations involved in making an Uninsured Motorists Claim after your Michigan bike accident, as well as the requirements under the policy which you must meet in order to make such a claim.
Michigan motorcycle accident claims are complicated and must be handled carefully. If you are a Michigan motorcycle accident victim, it is important to contact an attorney who understands the special circumstances and needs of motorcycle riders. Individuals injured in a bike accident should contact the Michigan motorcycle accident lawyers of Buckfire & Buckfire, P.C. to schedule a free consultation. Our office will start working on your case immediately gathering all the evidence and witness statements to win and settle your case. Call our office now at (800) 606-1717.