Our Michigan motorcycle accident lawyers have recently filed an uninsured motorist claim on behalf of a motorcyclist and bike passenger. The collision took place in the City of Monroe.
The lawsuit arose when both clients were hit head on by a driver of an uninsured car. Typically when a person injured on a motorcycle, whether it is the driver or passenger, they look to the insurance company of the striking or at-fault vehicle for insurance coverage for medical expenses and other no-fault benefits. However, if the striking vehicle is uninsured the motorcyclist victims look to their own auto insurance carriers for coverage of no-fault benefits. Depending on the insurance policy and several other factors will determine whether or not a victim can look to their own insurance for coverage.
The passenger injured in the Monroe bike accident did have uninsured motorist benefit coverage on her policy and therefore we filed a claim against her insurance company seeking payment of no-fault benefits. Fortunately for our other client, even though as the driver he did not have insurance of his own and did not live with a relative who had insurance, the owner of the motorcycle did have insurance coverage. Therefore, our Michigan motorcycle accident lawyers were able to file an uninsured motorist’s claim against that insurance company for payment of medical expenses and replacement services.
In addition, both clients were not able to return to their previous employment as a result of the crash, and therefore both claims seek wage loss benefits.
If you or someone you know was injured in a Michigan motorcycle accident and the at-fault driver did not have insurance, it is always wise to have an experienced attorney immediately investigate your claim, including the review of your insurance contract. In fact, some insurance companies such as Farm Bureau put a one year contractual provision in their insurance contracts which prevents injured victims from bringing uninsured motorist claims after the one year anniversary of the accident.
At the law firm of Buckfire & Buckfire, P.C. our lawyers will review your insurance policy or the insurance policy of a family member in your household to determine whether you can file an uninsured motorist claim after an injury in motorcycle accident involving a uninsured motor vehicle. Call our top rated law firm now at (800) 606-1717 to speak with an experienced and qualified motorcycle accident lawyer. We offer a Free, No Obligation Case Review and will represent you under our No Win, No Fee Promise. This means no legal fees or costs until we win or settle your claim.