We recently settled a lawsuit against Hastings Mutual Insurance Company for attendant care service benefits owed to a man who suffered quadriplegia in a Michigan car accident. The accident occurred in 1997 and under the Michigan No-Fault Insurance Laws, the insurance company is required to pay lifetime medical expenses for all accident related needs. This includes attendant care services.
The insurance company was paying for 16 hours a day for care when he required 24 hour a day services. The lawsuit alleged underpayment of benefits for necessary attendant care services, which included turning him during sleeping hours to avoid pressure sores, assistance with a quadriplegic bowel program, catheterization, and other special needs for accident related injuries. The settlement also required the insurance company to pay a higher rate for these services. Under the settlement terms, the insurance company is paying for back benefits owed and future benefits.